>>2434>Do you think mutual aid societies would make a return in ancapistan? On the smaller scale, sure. Mutual aid societies were effectively primitive insurance companies, that circumvented the costs of information-gathering by restricting themselves to small, high-trust communities. Nowadays, with information-gathering being cheap so long as you have the infrastructure, for most consumers the benefits aren't there. Still, something like mutual aid societies would likely see a presence on the neighborhood level.
>How would the social credit score in these agencies be different than the ones in China?One is centrally planned and the other is not. The chink score is based on doing what the CCP wants you to do, while the private scores would be based on whatever the price system indicates is useful information. Ultimately, though, the general trend would be that high risk data makes your score go down, and low-risk makes it go up. Being gay is often an indicator of higher time-preference, for instance, and many gays end up being molesters. Being a confirmed faggot therefore would make your score go down, since you're considered higher risk to your landlord, store clerk, residential area, and so on. There are many possible factors that could be tracked here, and it's unlikely that there would be one standard for the entire economy. Different professions and sectors would likely have their own variant of the score through which they evaluate people.
>Do you think a market to fake social credit scores would crop up in response to this?No more so than the existence of insurance has created a market for insurance fraud, or regular credit scores creating a market for credit fraud. It can happen, but the incentives placed on the legitimate sellers to root these frauds out keeps them from growing.